# Condo Finance & Bank Connectivity | CondoHQ

> CondoHQ Finance: 15,000+ financial institutions across North America, governed bank connectivity, operating cash, arrears, assessment autopay, payment reconciliation, and reserve fund in one live view.

Reserve savings, operating cash, arrears, and resident payments should tell one story. CondoHQ Finance connects each corporation account once, with manager attestation and a full consent audit, then feeds reserve fund, operating cash, arrears, and payment reconciliation in one live view. The board gets numbers that hold up in the room.

You've lived this month-end: payment reports in one folder, the bank statement in another, arrears notices in a third, and a reserve study that might as well be from a different building. You're not bad at finance. Your tools never agreed on what was true.
Connect reserve, operating, or specialty accounts with read-only bank feeds. Once connected, balances and transactions update automatically across the finance surfaces that need them. Live bank feeds for the reserve fund. Cash position for operations. Reconciliation that closes the loop between what residents paid, what the portal recorded, and what cleared at the bank. One connect. One audit trail. One corporation story.

## Highlights

### When the board asks where it went

You should answer in one screen, not three exports. Trace assessments collected, payouts settled, and deposits received on a single corporation timeline. Who paid, when they paid, when it cleared. That's the conversation directors actually want.

### When reserve and reality diverge

Last year's study and yesterday's reserve fund balance shouldn't feel like two different buildings. Connect reserve accounts once and live balances stay current automatically, so you walk into the meeting ready to explain the gap instead of improvising in front of the room.

### When month-end steals your week

Four silos that only reconcile if someone stays late isn't a process. It's a tax on your team. Pull arrears, operating cash, and reserve evidence into one live view so month-end becomes verification, not archaeology.

### When linking a bank account needs proof

Financial connectivity is serious. Managers attest authority before sign-in. Every consent, legal version, and reconnect lands in an immutable audit log your board can review later. Reserve, operating, specialty: governed the same way.

### When paid online isn't enough

Residents pay in the portal. Directors ask if it hit operating cash. CondoHQ is built to reconcile arrears payments and payout timing against operating transactions so finance answers in seconds, not after a day of callbacks.

### When numbers shift without warning

Silent changes destroy trust. Published forecasts and reconciled balances show what the board adopted, what's recalculating, and what's historical. No surprise on page four. No one claiming they didn't know.

## Capabilities

### One connect flow, every account

Managers choose purpose and account type at link time, attest authority, and bind read-only feeds. Disconnect and reconnect when labels or institutions change. Every event stays on the audit trail.

### Operating cash, live

Operating cash is where fees, transfers, and assessment deposits land. Connect it with the same security model as reserve and give finance a real-time read on cash position, the foundation for matching arrears and resident payments to what actually cleared.

### Assessments paid from the bank

Owners enroll in assessment autopay by bank debit. Common charges come out on the corporation's schedule, the same totals finance and the board already see, without another portal or a stack of e-transfers at month-end.

### Reconciliation that ends the hunt

Campaigns, amenity fees, and corporation charges are collected in CondoHQ before they become bank deposits. Finance matches those batches to operating transactions so directors can ask if it hit the account and get an answer the same day, not after a scavenger hunt.

### Reserve fund, fully wired

Study intelligence, adopted funding plans, live bank evidence, reconciliation periods, and board-ready reports in one live view. That's the reserve fund today: the full capital picture, not a study PDF and a bank statement that never meet.

### Built for where you bank

CondoHQ connects through a broad banking network: 15,000+ financial institutions across North America, including major banks, credit unions, and digital institutions in Canada and the United States. Coverage varies by region and account type, so tell us which corporations you serve before go-live and we'll confirm what's available.

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